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First million calculator

How long until you reach your first million.

How to use

Back to Finance and investing

When will you hit a million?

How much you already have ($)

How much you’ll save per month ($)

Return (% a year)

Goal ($)

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Available in:

First million calculator: what it is for

The first million calculator shows how many years and months until you reach your goal, taking into account what you already have, how much you save each month and the yearly return.

Adjust the values and see how small extra contributions shorten the way.

How to use

Enter how much you have and how much you'll save per month.
Set the yearly return and the goal.
See how long it takes to get there.

When to use it

Plan financial independence.
Compare investment scenarios.
Stay motivated to save every month.

Frequently asked questions

Is it really free?

Yes, 100% free. No sign-up, no subscription and no usage limits. All Tools123 tools are free and run right in your browser.

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The tools are provided as is, without warranty. We are not responsible for the results or for how they are used.