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EspañolFICA tax calculator (Social Security and Medicare)
Calculate the Social Security and Medicare (FICA) taxes taken from your paycheck, including the wage base cap and the additional Medicare tax.
How much FICA do I pay?
Everything happens on your device: nothing is uploaded to the internet.
2026: Social Security 6.2% up to $184,500; Medicare 1.45% plus 0.9% above $200,000 ($250,000 married filing jointly).
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FICA tax calculator (Social Security and Medicare): what it is for
Enter your yearly wages and filing status to see how much Social Security and Medicare tax comes out of your pay in 2026. The calculator applies the $184,500 Social Security wage base, the 1.45% Medicare tax on all wages and the 0.9% additional Medicare tax on high earners.
It also shows the employer's matching share and the amount per paycheck.
How to use
- Enter your yearly wages.
- Choose your filing status and pay frequency.
- See Social Security, Medicare and the total.
When to use it
- Understanding the deductions on your pay stub.
- Estimating take-home pay for a job offer.
- Calculating the employer cost of a hire.
Frequently asked questions
What is FICA?
FICA is the Federal Insurance Contributions Act tax: 6.2% for Social Security and 1.45% for Medicare, 7.65% in total, withheld from your pay. Your employer pays the same amount on top.
Is there a limit?
Yes, for Social Security. In 2026 only the first $184,500 of wages is taxed for Social Security. Medicare has no cap.
What is the additional Medicare tax?
An extra 0.9% on wages above $200,000 ($250,000 for married couples filing jointly). Employers start withholding it once your wages pass $200,000; employers do not match it.
Is it really free?
Yes, 100% free. No sign-up, no subscription and no usage limits. All Tools123 tools are free and run right in your browser.